Introduction
As digital payments in Pakistan rise, so do the risks. Fraudsters are getting more sophisticated, and online payment scams are becoming increasingly common — targeting both tech-savvy users and digital newcomers. In this blog, we’ll walk through five prevalent payment scams in Pakistan and explain how 2Pay provides a secure and reliable alternative for certain transactions.

1. Phishing Emails & SMS Scams

• Fraudsters often send emails or messages pretending to be from banks or payment platforms. They ask for sensitive information like OTPs, PINs, or login credentials.

2. Fake Online Stores

• Scammers create deceptive websites or social media stores that offer products at prices that sound too good to be true. Once you pay online, the product never arrives.

3. Lottery or Prize Scams

• Scammers claim you’ve won a prize but ask for a “processing fee” to claim it. There’s no real prize, only a trick to get money.

4. Fake Job Offer Scams

• Scammers offer online job opportunities, asking for registration fees or “training” payments. The job never materializes.

5. Investment Scams

• Fraudsters pitch “easy money” investments with high returns in a short time, disappearing once they receive the payment.

How to Spot These Scams

• Double-check website URLs.
• Avoid sharing OTPs, PINs, or account info with unsolicited callers or messages.
• Be suspicious of offers that feel “too good to be true.”
• Use two-factor authentication where possible.
• Report suspicious activity to relevant authorities.

How 2Pay Helps You Stay Safe

• 2Pay uses physical self-service kiosks, removing many online-only risks.
• No risk of phishing links because you physically go to a kiosk.
• Payments are encrypted and verified, reducing the probability of fraud.
• Users receive receipts, providing physical proof of transactions.
• There are no hidden fees, avoiding disguised scam charges.

Tips to Use 2Pay Securely

1. Use kiosks in trusted public locations.
2. Double-check account numbers when paying bills.
3. Keep receipts and transaction details for records.
4. Contact 2Pay support immediately if a transaction fails.

Conclusion
Online payment scams are real and evolving, but knowledge plus the right tools go a long way in defending yourself. 2Pay offers a safer, more controlled environment for many types of payments, combining physical kiosks, encrypted processing, and transparent receipts to protect users from common fraud tactics.